VISA
VISA CardsFeatured Cards
VISA Credit Card
EMPOWER Rewards, Security, and Control
Your daily purchases have never been more rewarding. With a Hercules Rewards Visa card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards programs, it’s easy to redeem your points through our home banking platform or on your Hercules App.
VISA Debit Card
Easy, Secure, Rewarding
Skip the cash and checks—your Hercules VISA Debit Card is the smart, fee-free (unless your balance goes below $0) way to access your money. Use it anywhere VISA is accepted and enjoy cash-back rewards with every purchase through EMPOWER Rewards. You’ll also get access to a vast ATM network and added peace of mind with real-time control and security via the CardNav app. It’s everything you need in one powerful card.

Debit
VISA Debit CardSimple, Secure, and Rewarding—Your Hercules Credit Union VISA® Debit Card
Skip the cash and checks—your Hercules VISA Debit Card is the smart, fee-free (unless your balance goes below $0) way to access your money. Use it anywhere VISA is accepted and enjoy cash-back rewards with every purchase through EMPOWER Rewards. You’ll also get access to a vast ATM network and added peace of mind with real-time control and security via the CardNav app. It’s everything you need in one powerful card. No need for cash or checks—use your debit card for everyday purchases and ATM withdrawals with ease.
- Universal acceptance anywhere VISA is accepted
- Fee-free transactions (unless your balance goes below $0)
- Direct access to your checking account
- Extensive ATM network
- Cash back at point-of-sale transactions, deposited directly into your account
- Protect your online purchases with VISA Secure. Only you can approve transactions using your private password.
Card manager—use the CardNav® mobile app to take full control of your card with features like freezing your
card, setting spending limits, customizing alerts, and more:
- Real-time alerts for every transaction
- Enable or disable transaction types
- Set geographic location boundaries
- Going out of town or overseas? Call us at 801-968-9011 at least 3 business days before you travel.
- Manage spending limits
- Enjoy peace of mind with full control of your card
- How do I earn reward points
- Travel
- Experiences
- Gift cards
- Merchandise
- Cash back
- Charitable donations
Use your VISA debit card for purchases.
- 1 point for every two dollars spent on debit card purchases with a signature
- 1 point for every three dollars spent on debit card purchases with a PIN
Open a Hercules checking account. Earn points on every debit card purchase and enjoy all the benefits of our checking account services.

Credit
VISA Credit CardGet the rewards you deserve at a low fixed rate with a Hercules Visa® Rewards Card
Your daily purchases have never been more rewarding. With a Hercules Rewards Visa card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards programs, it’s easy to redeem your points through our home banking platform or on your Hercules App.
Rewards Card Benefits:
- Low fixed rate
- No annual fees
- No balance transfer fees
- Same-day card issuance or replacement at any branch
Card manager—use the CardNav® mobile app to freeze your card, change PINs, set travel notifications and more. We put control of your card in your hands!
- Travel
- Experiences
- Gift cards
- Merchandise
- Cash back
- Charitable donations
Use your VISA credit card for purchases.
- 1 point for every dollar spent on credit card purchases and balance transfers.
- 1 point for every two dollars spent on debit card purchases with signature.
- 1 point for every three dollars spent on debit card purchases with PIN.
Open a Hercules checking account. Earn points on every debit card purchase and enjoy the other benefits of our checking account services.

GIFT
The Perfect GiftVISA Gift Cards
Looking for the perfect gift that everyone will love? VISA Gift Cards are the ideal solution. They offer the flexibility of cash with the convenience of being accepted anywhere VISA is accepted, making them a great choice for anyone on your gift list.
Whether you’re shopping for the kids, grandkids, or anyone who’s hard to shop for, a VISA Gift Card allows the recipient to choose exactly what they want. With a minimal fee, you can give the gift of choice—no wrapping required! Plus, VISA Gift Cards are a secure and hassle-free way to give a thoughtful gift that’s always appreciated.
Visit your nearest Hercules branch to purchase your VISA Gift Cards!