Loan Rates

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As Low As (APR*)
5 Year Auto Loan
As Low As (APR*)
Home Equity Line
As Low As (APR*)
VISA Credit Card
5 Year Certificate

Home Equity Loans

Did you know? 

Using the equity in your home for a loan to cover repairs, remodeling and even debt consolidation can be the least expensive way to maintain your home’s value. You can borrow against your home’s equity using a variable or a fixed rate loan. With a HELOC (Home Equity Line of Credit) the rate is generally variable but you can have payments as low as “interest only.”

Second Mortgage Loans

As low as 3.50% APR fixed.

A fixed rate home equity loan, also called a 2nd mortgage, generally has a fixed rate and term (e.g. 5, 7, 10, 12 or 15 years). See details here.

FREE Financial Review and Consultation Service

With Financial Planning “sooner the better” is the key. If you have a plan great. If not, what are you waiting for?

Give a call to one of our team of qualified financial advisors, Deno and George Roumpos. They are highly qualified financial advisors and planners. They offer free consultation for retirement, asset protection and any other financial planning service. Click here for more info.


Annual Meeting – See highlights here.

Get Travel Rewards with a Hercules VISA Card

It’s Springtime! It’s a perfect time for a nice Vacation…a walk on the beach would be nice.  You earn reward points for every dollar you spend using your Hercules VISA card! Reward points add up fast!

To get more VISA information and to apply Click Here.

Research and Shop Online

Find your next car online at AutoSmart (at dealerships both locally and nationally). When you finance at the dealership, insist they send your loan to your credit union.

Best Auto Loan!

Get a nice ride and pay as low as 2.75% APR for 60 months and just 3.19% APR for 72 months. Doesn’t get much better than that…and be sure to add a hitch for your wave runners. See rates here.