Using the equity in your home for a loan to cover repairs, remodeling and even debt consolidation can be the least expensive way to maintain your home’s value. You can borrow against your home’s equity using a variable or a fixed rate loan. With a HELOC (Home Equity Line of Credit) the rate is generally variable but you can have payments as low as “interest only.”
Second Mortgage Loans
As low as 3.50% APR fixed.
A fixed rate home equity loan, also called a 2nd mortgage, generally has a fixed rate and term (e.g. 5, 7, 10, 12 or 15 years). See details here.
Find your next car online at AutoSmart (at dealerships both locally and nationally). When you finance at the dealership, insist they send your loan to your credit union.
Get a nice ride and pay as low as 2.49% APR for 60 months and just 2.99% APR for 72 months. Doesn’t get much better than that…and be sure to add a hitch for your wave runners. See rates here.