TODAY’S

Loan Rates

View All Rates
As Low As (APR*)
2.49%
Auto Loan
As Low As (APR*)
3.40%
Home Equity Line
As Low As (APR*)
9.95%
VIsa Credit Card
APY**
2.00%
5 Year Certificate

Home Equity Loans

Did you know? 

Using the equity in your home for a loan to cover repairs, remodeling and even debt consolidation can be the least expensive way to maintain your home’s value. You can borrow against your home’s equity using a variable or a fixed rate loan. With a HELOC (Home Equity Line of Credit) the rate is generally variable but you can have payments as low as “interest only.”

Second Mortgage Loans

As low as 3.50% APR fixed.

A fixed rate home equity loan, also called a 2nd mortgage, generally has a fixed rate and term (e.g. 5, 7, 10, 12 or 15 years). See details here.

Headlines

Thanks to all members that attended this year’s Annual Meeting on February 21, 2017. We heard from our Board Chairman, Richard Wilcock and our CEO, Brett Blackburn. Congratulations to new board member, Marilyn Pearson and current Board Member Richard Wilcock on being elected to the board.  – See details here.

Get Rewarded with Hercules VISA Card

Just because it’s cold outside doesn’t mean you can’t have some fun. Whether your skiing or bowling, you’ll earn reward points for every dollar you spend using your Hercules VISA card! Reward points add up fast!

Best Auto Loan!

Get a nice ride and pay as low as 2.49% APR for 60 months and just 2.99% APR for 72 months. Doesn’t get much better than that…and be sure to add a hitch for your wave runners. See rates here.