Savings
Savings AccountsFind the Perfect Savings Account for You
At Hercules First Federal Credit Union, we offer a range of Savings Accounts designed to help you achieve your financial goals, whether you're looking to grow your wealth, save for the future, or teach your kids about money. With competitive dividend rates, easy access to your funds, and no monthly fees, we have a savings solution that works for you.
Money Fund Savings
Maximize your savings with a higher dividend rate and easy access to your money.
Regular Savings
Access your funds anytime, anywhere, with mobile banking and competitive dividend rates.
Savings Certificates
Lock in higher interest rates with flexible terms ranging from 6 months to 5 years.
Youth Savings
Help your child develop good financial habits while earning rewards with our “Cash for Grades” program.
Start banking smarter today!
Money
Grow Your SavingsMoney Funds Savings
With our Money Fund Savings account, you can grow your savings quicker while enjoying the benefits of a higher dividend rate on every dollar. It’s a simple and smart way to build wealth, with easy access to your funds whenever you need them.
Benefits
- Earn a higher dividend rate to accelerate your savings
- Access your money anytime, without penalty
- Enjoy all the perks of our regular savings account:
- Mobile & Online Banking
- Remote Check Deposit
- Direct Deposit
- No Monthly Fees
Current Rates
Regular
Stay in ControlRegular Savings
Stay in control of your savings with our Regular Savings account. With online and mobile banking, you can easily manage your finances wherever life takes you—whether it’s planning for the future or setting aside funds for emergencies.
Benefits
- Mobile & Online Banking
- Online Bill Pay
- Mobile Deposit Capture
- Access to Credit Union Shared Branches
- Plan for the future or set aside money for unexpected expenses
- Competitive Dividend Rates that help your money grow
- Transfer money easily online or at the branch
- Create secondary savings accounts for specific goals like college, vacations, or holidays
- NCUA Insured up to $250,000
Current Rates
Savings
Long-Term Savings GoalsSavings Certificates
Our Savings Certificates (also known as CDs) are designed to help you achieve your long-term savings goals with higher returns than traditional savings accounts. At Hercules First Federal Credit Union, we offer some of the most competitive interest rates available.
With flexible terms ranging from 6 months to 5 years, our CDs provide you with a variety of options to suit your financial needs. Whether you want steady, consistent growth or to lock in a high rate for a longer term, we have the perfect solution to help you reach your financial goals.
Benefits
- Higher interest rates than regular savings accounts
- Flexible terms ranging from 6 months to 5 years
- NCUA Insurance up to $250,000
- Steady, consistent growth for your savings
Requirements
- Open with a minimum deposit of $1,000
- To open a Savings Certificate, visit a branch or contact us to speak with a member service representative
Current Rates
Youth
Never too EarlyYouth Savings
A Head Start on Financial Success! With a Youth Savings Account at Hercules First Federal Credit Union, you can help them build good financial habits and save for the future. Plus, our Cash for Grades program rewards academic achievement, and we offer Youth Checking Accounts with a co-signer to help them manage their funds as they grow.
Youth Savings Account: A Head Start on Financial Success
It's never too early to start teaching your kids about money! With a Youth Savings Account at Hercules First Federal Credit Union, you can help them build good financial habits and save for the future. Plus, our Cash for Grades program rewards academic achievement, and we offer Youth Checking Accounts with a co-signer to help them manage their funds as they grow.
With our Youth Savings Account, your child can:
- Encourage saving for the future
- Develop good financial habits
- Earn rewards with our “Cash for Grades” program
- Access Youth Checking Accounts with a co-signer
Help your child build a strong financial foundation—open a Youth Savings Account today!