Start Earning Dividends
Savings Choices
Hercules First Federal Credit Union has consistently paid one of the highest dividend rates in the nation. It has been the commitment of the Board of Directors to return as much profit as possible to the member-owners while maintaining a sound, secure and financially strong credit union. Each of our savings accounts give you the flexibility to build your wealth and manage your finances both in the branch and on the go.
Money Fund Savings – Safe, Liquid and Accessible!
Your Money Fund Savings account is a great way to build your wealth faster. Enjoy the benefits of a higher dividend rate that’s calculated daily and compounded quarterly. All accounts earn dividends on every dollar – every day.
- Get all the benefits of our regular savings account
- Earn a higher dividend rate to help build your wealth faster
- Access your money anytime without penalty
Convenience of Regular Savings
Have full access to your accounts anywhere with online banking and our mobile banking app. Easily manage your finances wherever you are.
- Mobile Banking
- Online Banking
- Online Bill Pay
- Mobile Deposit Capture
- Credit Union Shared Branches
- Plan for the future and set aside money for emergencies
- Your money grows with competitive dividend rates
- Transfer money online or in the branch
- Create secondary savings accounts for upcoming expenses like college, vacations or Christmas gifts.
- Insured by the NCUA up to $250,000
Savings Certificates, a Safe Way To Build Wealth
Our high-yield savings certificates (certificates of deposit or CDs) can help you with your long-term saving objectives. You can count on Hercules First Federal Credit Union to offer the most competitive interest rates around. A wide range of options for Savings Certificates offers you almost unlimited possibilities in high return deposits. Hercules’ CDs offer a full range of flexible terms – from 6 months to 5 years – all having premium interest rates. Consider the current trends in interest rates, then choose the term which will best achieve your financial goals.
Savings Certificate Benefits
- Higher interest rates than a Regular or Money Fund Savings Account
- Offers our members steady, consistent growth for their long-term savings initiatives
- Flexible terms ranging from 6 months to 5 years
- Security of NCUA insurance up to at least $250,000
- Only requires a $1000 minimum deposit to open an account
To open a savings certificate either stop by a branch or call a member representative.
Savings Certificate Specials
Check out our current rate on a 5 Year CD with a step-up. It’s a terrific rate and if rates go up you can “step up” to the higher rate on time over the life of the certificate. The “step up rate” can be adjusted to the new current 5 year certificate rate.
- Money Fund Savings
-
Money Fund Savings – Safe, Liquid and Accessible!
Your Money Fund Savings account is a great way to build your wealth faster. Enjoy the benefits of a higher dividend rate that’s calculated daily and compounded quarterly. All accounts earn dividends on every dollar – every day.
- Get all the benefits of our regular savings account
- Earn a higher dividend rate to help build your wealth faster
- Access your money anytime without penalty
- Regular Savings
-
Convenience of Regular Savings
Have full access to your accounts anywhere with online banking and our mobile banking app. Easily manage your finances wherever you are.
- Mobile Banking
- Online Banking
- Online Bill Pay
- Mobile Deposit Capture
- Credit Union Shared Branches
- Plan for the future and set aside money for emergencies
- Your money grows with competitive dividend rates
- Transfer money online or in the branch
- Create secondary savings accounts for upcoming expenses like college, vacations or Christmas gifts.
- Insured by the NCUA up to $250,000
- Savings Certificates
-
Savings Certificates, a Safe Way To Build Wealth
Our high-yield savings certificates (certificates of deposit or CDs) can help you with your long-term saving objectives. You can count on Hercules First Federal Credit Union to offer the most competitive interest rates around. A wide range of options for Savings Certificates offers you almost unlimited possibilities in high return deposits. Hercules’ CDs offer a full range of flexible terms – from 6 months to 5 years – all having premium interest rates. Consider the current trends in interest rates, then choose the term which will best achieve your financial goals.
Savings Certificate Benefits
- Higher interest rates than a Regular or Money Fund Savings Account
- Offers our members steady, consistent growth for their long-term savings initiatives
- Flexible terms ranging from 6 months to 5 years
- Security of NCUA insurance up to at least $250,000
- Only requires a $1000 minimum deposit to open an account
To open a savings certificate either stop by a branch or call a member representative.
- Specials!
-
Savings Certificate Specials
Check out our current rate on a 5 Year CD with a step-up. It’s a terrific rate and if rates go up you can “step up” to the higher rate on time over the life of the certificate. The “step up rate” can be adjusted to the new current 5 year certificate rate.
