Empower
Financial LiteracyEmpower Your Student’s Financial Future With Hercules
At Hercules First Federal Credit Union, we believe that financial literacy is a lifelong skill that should start early. That’s why we offer our Youth Savings Accounts, designed to help young members build good financial habits from the start. Whether you're helping your child save for the future, teaching them how to manage their money, or rewarding their scholastic efforts with our "Cash for Grades" program, we’ve got the tools to set them up for success.
Plus, we offer Youth Checking Accounts with co-signers to make sure they’re learning how to manage day-to-day spending as well. Join today and start your student’s journey toward financial independence with a strong foundation!
Youth
Financial SuccessYouth Savings Account: A Head Start on Financial Success
With our Youth Savings Account, Your Child can:
- Encourage saving for the future
- Develop good financial habits
- Earn rewards with our “Cash for Grades” program
- Access Youth Checking Accounts with a co-signer
Requirements to Open a Youth Account
- Social Security Card
- Birth Certificate or Valid Passport
- Guardian of Youth
Help your child build a strong financial foundation—open a Youth Savings Account today!
Students
academic achievementsCash for Grades
Benefits
At Hercules First Federal Credit Union, we celebrate our K-12 students and their hard work in school! We’re excited to reward your academic achievements through our Cash for Grades program. If you’re not already a member, don’t worry—every student is welcome to join!
We believe education is the key to a strong financial future, which is why we support our youth members by recognizing their scholastic efforts. For every “A” or equivalent, you’ll earn $2, and for every “B” or equivalent, you’ll earn $1. The money goes directly into your Hercules First Federal Credit Union account!
Requirements
How to get started:
- Bring a parent or guardian and your most recent report card
- Get rewarded for your good grades
- Available to all K-12 students
Join today and let us help you build a bright financial future—one grade at a time!
Scholarships
Success For All AgesScholarships
At Hercules First Federal Credit Union, we are committed to supporting and recognizing the potential of exceptional students in our community. Our mission is to help members achieve their financial goals while “Growing Stronger Together.” We believe that today’s youth are the future of our credit union and our community.
The winners of this essay contest will be selected by Hercules First Federal Credit Union and a panel of designated judges. All decisions are final. By submitting an essay, participants confirm that their entry is original and has been created by them. It must not infringe on the intellectual property, privacy, or publicity rights of any third party, and must not have been entered into or won previous contests or awards, nor been published or distributed in any medium.
1st Place: $2,000
2nd Place: $1,000
3rd Place: $500
- Open to high school seniors in the 2025-2026 school year
- Must plan to pursue an undergraduate degree or certification at an accredited college, university, or technical school in 2025
Stay tuned for scholarship entry information coming August 2025
If you have any questions, please contact Haley Clarke at 801-968-9011.
