Looking to grow your business, our Fast Track Small Business Loan helps you move forward—faster.
Business
Partners In SuccessBusiness Loans & Services
At Hercules First Federal Credit Union, we’re more than just a financial institution—we’re a partner in your success. Whether you're launching a startup, expanding your business, or managing daily expenses, we offer the tools and financial support you need to thrive. With business checking accounts designed for flexibility and customizable loan options, we’re here to help you take your business to the next level.
Business Checking
No minimum balance, no monthly fees, and all the essential features to manage your business finances effortlessly.
Business Loans
From working capital to real estate financing, we offer tailored lending solutions to help your business grow.
Commercial Real Estate
Ready to elevate your business location? Hercules will work with you, one-on-one, to find the financing to fit your business needs.
Business Services
Let Hercules First Federal Credit Union provide you with unwavering support and personalized service to keep your business running smoothly.
Business Deposit Services
Hercules Offers checking account options that meet the needs of your business, regardless of the size.
Let’s build your business together!
Checking
Tailored for Your SuccessBusiness Checking
At Hercules First Federal Credit Union, we’re dedicated to helping your business grow and succeed. We don’t just see ourselves as your credit union—we’re a strategic partner invested in your success. Our Business Checking account offers everything you need to manage your finances with ease.
Enjoy these great benefits:
- Mobile & Online Banking for easy account access
- Online Bill Pay for effortless payments
- No Minimum Balance required
- No Monthly Fee as long as your balance remains positive
- A Hercules VISA Debit Card
Let us help you build your business, one transaction at a time.
The Support Your Business Needs
Business Loans
At Hercules First Federal Credit Union, we’re here to help your business grow—whether you need $5,000 or $500,000. With a range of customizable loan options and a vast network of resources, we’re ready to provide the funding your business needs to thrive.
Get the boost your business deserves with:
- Business VISA Credit Cards
- Real Estate Loans
- Equipment Loans
- Working Capital Loans
Elevate
For Your BusinessCommercial Real Estate
Ready to elevate your business location? Hercules will work with you, one-on-one, to find the financing to fit your business needs
Advantages of working with Hercules First Federal Credit Union:
- Work with a dedicated commercial loan professional to help you through this process and find the best solution for you and your business.
- Multiple property options. Purchase or refinance your office, retail building, warehouse/industrial facility, or other property
- Competitive rates and terms. We offer flexible terms and competitive rates on both owner and non-owner-occupied properties.
- We’re local too! When you work with Hercules First Federal Credit Union, you’re working with a financial institution that understands the needs of our community and works just as hard as you do to serve the people that live and work here.
CUBG
Simple and ConvenientSmall Business Loan
Fast Track Your Small Business Loan
Need a small business loan—fast? We’ve partnered with CU Business Group’s Fast Track program to bring you a quick, simple, and stress-free way to apply for a small business loan with Hercules CU. It’s easy to apply with our online application—complete the application in 20 minutes or less from your phone, tablet, or computer. You'll hear back from a loan officer in 1-2 days with a loan decision.
- Use your loan for
- We support all small business entity types
- Why choose Fast Track?
Use your loan for
- Business Credit Card
- Equipment Purchase
- Residential Investment Properties
- Vehicle Purchase (for business use)
- Working Capital – Line of Credit
We support all small business entity types
- Sole Proprietorship
- Limited Liability Company (LLC)
- Partnership
- Corporation
- Non-Profit
Why choose Fast Track?
- Quick & Easy – Streamlined and self-guided online application
- Accessible Anywhere – Submit your application 24/7, anytime from anywhere.
- Fast Decisioning – Get a response from a loan officer in 1-2 business days.
Loans
For Your BusinessCommercial Vehicle and Equipment Loans
Hercules offers financing on fleets, large specialty vehicles and equipment, as well as passenger vehicles, trucks and autos for your business needs.
How we can help
- Whether you’re shopping for a new vehicle, a fleet of vehicles, or just need to refinance your current loan, we can help you get the financing that will fit the needs of your business.
- Businesses have very specialized needs. Having a credit union that understands those unique needs and has the flexibility to customize your borrowings to your business activities is key to long-term success of your business.
Business
For Your BusinessBusiness Services
TMC Business Services
Let Hercules First Federal Credit Union provide you with unwavering support and personalized service to keep your business running smoothly.
- Merchant Services & Business Growth Tools
- POS & Terminal Solutions
- Mobile Processing Solutions
- Simple Online Solutions
- Business Growth Tools
- Why choose Fast Track?
- Payroll Services
- Human Resource Services
- Employee Benefits Services
- Payroll & Taxes
Interested in any of these services?
Merchant Services & Business Growth Tools
We’ve partnered with Total Merchant Concepts (TMC) to offer you solutions to accept your customer’s card payments. They offer competitive rates with low set-up costs and no long-term contracts.
POS & Terminal Solutions
Do you need a robust point of sale solution without the robust price? Clover and a variety of other solutions are available to make card payments simple and affordable.
Mobile Processing Solutions
Does your business require you to take Payments on the go? With SwipeSimple and Clover Flex it’s easy for your business to go mobile!
Simple Online Solutions
Do you need a better way to sell your products online?
- TMC will do the work for you
- You won’t need a website
- Set up your store anywhere
- Sell on social media
- Very affordable
- And more!
Business Growth Tools
Find ways to help increase revenue and grow your team.
- Free business assessments
- Credit card acceptance
- Gift & loyalty card programs
- Social media assistance
- Business training & development
- And more!
Why choose Fast Track?
- Quick & Easy – Streamlined and self-guided online application
- Accessible Anywhere – Submit your application 24/7, anytime from anywhere.
- Fast Decisioning – Get a response from a loan officer in 1-2 business days.
Payroll Services
Take advantage of the comprehensive suite of payroll, payroll tax, and employee pay services available through Paychex®.
Human Resource Services
A full suite of HR services including hiring, training, compliance, and workers’ comp, all available online.
Employee Benefits Services
Select and manage flexible retirement plans and insurance coverage through Paychex. Their online management system offers added convenience for your employees.
Payroll & Taxes
Report and manage recurring payroll and federal, state, and local payroll taxes. Dedicated support is available 24/7 by phone, email, and chat.
Deposit
Business Account OptionsBusiness Deposit Services
Hercules Offers checking account options that meet the needs of your business, regardless of the size.
Minimum Balance
Dividends
Checks written
Checks deposited
ACH Transactions
Small Business Checking
Monthly fees
Minimum BalanceNo minimum
DividendsNo Dividends
Checks writtenFirst 200 Free
$0.15 per checks over 200
$0.15 per checks over 200
Checks depositedFirst 200 Free
$0.15 per checks over 200
$0.15 per checks over 200
ACH TransactionsFirst 100 Free
$0.10 per ACH over 100
$0.10 per ACH over 100
Mid-Level Business Checking
Monthly fees
Minimum Balance$1,500 Avg Balance
$10.00 Fee if it falls below minimum
$10.00 Fee if it falls below minimum
DividendsNo Dividends
Checks writtenFirst 100 Free
$0.15 per checks over 100
$0.15 per checks over 100
Checks depositedFirst 100 Free
$0.15 per checks over 100
$0.15 per checks over 100
ACH TransactionsFirst 200 Free
$0.15 per checks over 200
$0.15 per checks over 200
Non-Profit Checking Account
Monthly fees
Minimum BalanceNo minimum
DividendsNo Dividends
Checks writtenUnlimited
Checks depositedUnlimited
ACH TransactionsUnlimited