Current Rates
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For years, Hercules First Federal Credit Union has offered the most comprehensive consumer lending department anywhere! It is our mission to offer the lowest loan interest rates possible to our members. Whatever your financing need is, we offer the most competitive terms, along with the most convenient, fast, and friendly service anywhere.
Applying is easy! You can apply online, stop by the Credit Union, or simply call one of our Loan Specialists. In most cases, we can approve and close your loan the very same day you apply.
Signature Loans
FICO Score | 36 Months | 48 Months | 60 Months | 72 Months |
---|---|---|---|---|
730+ | 11.29% | 11.79% | 12.19% | 12.79% |
700+ | 11.79% | 12.29% | 12.69% | 13.29% |
670+ | 13.29% | 13.79% | 14.19% | 14.79% |
640+ | 15.29% | 15.79% | 16.19% | 16.79% |
600+ | 17.99% | 17.99% | 17.99% | N/A |
550+ | 17.99% | 17.99% | N/A | N/A |
549 or less | 17.99% | N/A | N/A | N/A |
Rates current as of:
*Annual Percentage Rate. Loans are subject to credit approval. The minimum monthly payment for a loan with a 5.84% APR and 60 month term is $19.26 per $1,000 borrowed. Membership required. Based on eligibility.
Other rates & terms available, call for details.