Join
MembershipHow to Join Hercules First Federal Credit Union
Becoming a member of Hercules First Federal Credit Union is simple! All it takes is a $5 deposit into your share (savings) account. This deposit establishes your membership and signifies that you are part-owner and shareholder of the Credit Union.
Membership
Who Can Join?Membership Eligibility is Open to:
Individuals who live, work, worship, or attend school in Salt Lake,
Davis, Tooele and Utah County.
Businesses and other legal entities located in these counties.
Immediate family members
of current members.
Why
Why Join Hercules First Federal Credit Union?
- Ownership with a Purpose
Unlike traditional banks, credit unions work for you, not shareholders. As a member-owner, your shares (savings) are used to fund loans and investments, with profits returned to you in the form of dividends or reinvested to improve Credit Union services.
- Safe & Secure Savings
Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), ensuring your money is protected.
- Equal Voice, Equal Vote
Every member has a vote at our annual meeting to elect the Board of Directors. Your voice matters—help shape the Credit Union's future.
Future
Take Control of Your Financial Future
Hercules First Federal Credit Union is here to help you achieve financial confidence and success.
Your Vote Matters: Participate in electing our Board of Directors at the annual meeting, ensuring that your financial priorities are represented.
Financial Safety: Rest assured that your savings are protected up to $250,000 by the NCUA.
Your Success is Our Mission: Profits are reinvested into better rates, dividends, and services for you, not stockholders.
With Hercules First Federal Credit Union, you’re not just saving—you’re building a secure financial future.
Online
Getting an online accountHow to Set Up or Reset Your Online Account
To ensure the security of your account, online access must be initially set up or reset by a Member Service Representative (MSR). Here’s how you can get started:
For New Members
If you recently opened an account, your online login may already be set up. This is typically done by the MSR during the account opening process. However, if it has timed out or you’re unsure, follow these steps:
- Check Your Login Details: Use the credentials provided at the time of account setup.
- Need Assistance? If you can’t log in, reach out to us for help (see below).
Resetting Your Login
Request Assistance:
- Online Form: Fill out our Online Account Help Request Form to have an MSR contact you directly.
- Phone Support: Call us at 801-968-9011 to speak with an MSR who can reset your login on the spot!
- Verification: Be prepared to verify your identity for security purposes.
Call Us: 801-968-9011
In-Person: Visit your nearest branch for assistance.
Chat with Herc and ask to “speak to a live agent” to message a
live agent directly during our business hours.
Loans
Online LoansApplying for
an Online Loan
Applying for a loan at Hercules First Federal Credit Union is fast, easy, and secure. Follow these simple steps to get started:
Whether you’re looking for an ATV, auto, boat, credit card, home equity line of credit (HELOC), motorcycle, overdraft line of credit (LOC), RV, share secured loan, or a signature loan, we’ve got you covered.
Home loans are processed separately. To apply, please:
- Submit your information using the Home Loan Inquiry Form.
- Schedule an appointment with one of our mortgage specialists to discuss your options and finalize your application.
Visit our secure Online Loan Application Portal
- Select your preferred loan type from the list.
- Provide the necessary personal and financial information.
Once all the required details are filled out, review your application for accuracy and submit it for processing.
Our team will review your application promptly and contact you with the next steps.
Our loan experts are here to help. Call us at 801-968-9011or visit your nearest branch for assistance.