Checking
Checking AccountsFind the Perfect Checking Account for You
At Hercules First Federal Credit Union, we offer a variety of Checking Accounts designed to fit your lifestyle and financial goals. Whether you're looking for high-yield rewards, premium perks, or simple everyday banking, we have an option that works for you—without the hassle of hidden fees.
Premier Tier Checking
Enjoy great benefits with a low $3 monthly fee, waived when you upgrade to Gold Tier.
Regular Checking
A hassle-free account with no monthly fees and all the essentials for managing your money.
Business Checking
Built for business owners with no minimum balance and no monthly fees for financial flexibility.
Start banking smarter today!
Gold
Next Level BankingGold Tier Checking
Our Gold Tier Checking account takes banking to the next level. Earn up to 4.25% APY, plus enjoy all the benefits of our Regular Checking, with even more rewards to maximize your money.
Benefits
- Earn up to 4.25% APY
- ULTIMATE ID: Daily 3-Bureau Credit Monitoring
- Benefits +
- Cellular Care Coverage
- Full-Service Travel with Cash Back Rewards
- Health & Wellness Savings
- TicketsXpress & Local Discounts with SavingsXpress
- No Monthly Fees
- Increased Dividend Payout
Requirements
- Sign up for E-Statements
- Make a Direct Deposit every 30 days
- Complete 10+ VISA Debit Card purchases every 30 days
- Maintain an average daily balance of $500+ over the last 30 days
Current Rates
Premier
A Notch AbovePremier Tier Checking
Our Premier Tier Checking offers you the same great benefits as our Gold and Regular Tiers, but with just one simple requirement.
Benefits
- ULTIMATE ID: 3 Bureau Daily Credit Monitoring
- Benefits +
- Cellular Care Coverage
- Full-Service Travel with Cash Back Rewards
- Health & Wellness Savings
- Tickets and Local Discounts with SavingsXpress
Requirements
- $3.00 Monthly Fee
Once you meet the Gold Tier requirements, you’ll be automatically upgraded, and the monthly fee will be waived. All your current benefits will remain unchanged.
Current Rates
Checking
The EssentialsRegular Checking
Our Regular Checking account is designed to give you all the essentials for managing your finances—without the hassle of monthly fees. Enjoy convenient benefits like mobile banking, direct deposit, and access to exclusive discounts, all in one easy-to-use account.
Once you meet the Gold Tier requirements, you’ll be automatically upgraded, and the monthly fee will be waived. All your current benefits will remain intact, giving you even more rewards without the extra cost.
Current Rates
BUSINESS
Tailored for Your SuccessBusiness Checking
At Hercules First Federal Credit Union, we’re dedicated to helping your business grow and succeed. We don’t just see ourselves as your credit union—we’re a strategic partner invested in your success. Our Business Checking account offers everything you need to manage your finances with ease.
Enjoy these great benefits:
- Mobile & Online Banking for easy account access
- Online Bill Pay for effortless payments
- A Hercules VISA Debit Card
- No Minimum Balance required
- No Monthly Fee as long as your balance remains positive
Let us help you build your business, one transaction at a time.