At Hercules First Federal Credit Union, we believe in giving back to our members with more than just great financial services. Our Rewards & Benefits programs are designed to enhance your financial well-being, offer exclusive perks, and reward you for your loyalty. Explore how you can take advantage of these valuable opportunities below.

ID+
Identity Theft ProtectionUltimate ID+
Protect yourself from identity theft with Ultimate ID+, a comprehensive security program that keeps your personal and financial information safe. With advanced monitoring, alerts, and recovery services, you can stay ahead of potential threats and enjoy peace of mind in today’s digital world.
Key Features:
- 24/7 identity theft monitoring and alerts
- Credit report and score tracking
- Dedicated recovery services if your identity is compromised
- Financial account protection

Empower
Empower RewardsWhere your savings & rewards grow stronger together!
We’re excited to announce that Empower Rewards is officially LIVE! Our brand-new program is designed to help you save more and earn more—effortlessly.
With Empower Rewards, your savings and rewards work together, giving you:
- More rewards while you save
- A boost to your financial growth
- Exclusive benefits made just for you

Benefits+
Exclusive PerksBenefits+
Unlock exclusive discounts and perks with Benefits+, a value-packed membership program designed to help you save on travel, shopping, dining, and more.
Enjoy perks like:
- Discounts on hotels, car rentals, and airfare
- Cashback rewards on shopping and dining
- Credit monitoring and insurance savings
- Health and wellness discounts

TruStage
TruStage™ Life Insurance
We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.
- TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage
- GEN-2947101.3SWBC Main Section

Protection
Protect Your AssetsSWBC Insurance
Protect what matters most with SWBC Insurance. Whether you’re looking for home, auto, or other coverage options, SWBC provides comprehensive and affordable insurance plans to fit your needs. Get the peace of mind you deserve with flexible policies and competitive rates.

GreenPath
Our PartnerGreenPath Financial
We’ve partnered with GreenPath Financial Wellness, a trusted nonprofit dedicated to helping individuals and families take control of their finances. Whether you're looking for expert advice on budgeting, debt management, or improving your credit score, GreenPath offers personalized solutions to help you build a stronger financial future.

VISA
Hassle-Free GiftsVISA Gift Cards
Give the gift of choice with a VISA Gift Card! Perfect for any occasion, VISA Gift Cards can be used anywhere VISA is accepted, making them a hassle-free and thoughtful way to celebrate birthdays, holidays, and special moments.
Why choose a VISA Gift Card?
- Accepted nationwide—just like cash
- Perfect for any recipient, from kids to coworkers
- No wrapping required—just load and give!
Visit your nearest Hercules branch to purchase.