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Hercules First Federal Credit Union

Growing Stronger Together

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Auto Loans

Herculean Auto Loans – Rates are Down!

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Get Excited About Lower Auto Rates!

It may be a good time to buy a new car or refinance your old one. Rates are down again.

For members with A+ credit, check out our latest rates HERE!

We have great rates for all members no matter your credit score. Apply online or give a loan officer a call today.

You can’t beat a Hercules Auto Loan!

  • Herculean rate on both new and used cars and trucks
  • Fixed rates
  • Flexible terms
  • Pre-approval available
  • You don’t need perfect credit
  • Apply online, in a branch or call us

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Link to Loan Rate page

Calculate a Loan Payment

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  • Best Auto Loans
  • Dealer Loans
  • Be AutoSmart

Where does Hercules get his Financing?

For Herculean deals on auto loans, get your next auto financed at Hercules First Federal Credit Union. You’ll get a great rate, flexible terms, you don’t need perfect credit and we’re great to work with if you ever have to miss a payment or two.

Auto Dealer Option – It’s Convenient

You have the option and convenience of having the auto dealer do the paperwork on your loan. Just request they send it to Hercules First Federal Credit Union.

Remember to have the dealer send your loan to Hercules First Federal Credit Union! Also, you can shop online at most local dealers by clicking the “AutoSmart” link below.

New red Honda CRV at a mountain lake.

Be AutoSmart

Be AutoSmart and shop for a new auto from home. You can access most Utah dealerships by clicking the link below.

Navigation to Auto Smart, a link to shop online for new and used autos.

AutoSmart Link

You’re Leaving our Site…

This link will transfer you to a site operated by one of our associates. This site is not operated by Hercules Credit Union and may have different privacy and security policies. If you choose to continue please review their policies once you arrive. Hercules CU can not be responsible for the content or activity of this site. Would you like to continue?

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Best Auto Loans

Where does Hercules get his Financing?

For Herculean deals on auto loans, get your next auto financed at Hercules First Federal Credit Union. You’ll get a great rate, flexible terms, you don’t need perfect credit and we’re great to work with if you ever have to miss a payment or two.

Dealer Loans

Auto Dealer Option – It’s Convenient

You have the option and convenience of having the auto dealer do the paperwork on your loan. Just request they send it to Hercules First Federal Credit Union.

Remember to have the dealer send your loan to Hercules First Federal Credit Union! Also, you can shop online at most local dealers by clicking the “AutoSmart” link below.

Be AutoSmart

New red Honda CRV at a mountain lake.

Be AutoSmart

Be AutoSmart and shop for a new auto from home. You can access most Utah dealerships by clicking the link below.

Navigation to Auto Smart, a link to shop online for new and used autos.

AutoSmart Link

You’re Leaving our Site…

This link will transfer you to a site operated by one of our associates. This site is not operated by Hercules Credit Union and may have different privacy and security policies. If you choose to continue please review their policies once you arrive. Hercules CU can not be responsible for the content or activity of this site. Would you like to continue?

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Shop for Your Dream Car with “Auto Smart”

Nice black truck for navigation to AutoSmart auto shopping page.

Be AutoSmart

Be AutoSmart and shop for a new auto from home. You can access most Utah dealerships by clicking the link below.

Navigation to Auto Smart, a link to shop online for new and used autos.

AutoSmart Link

You’re Leaving our Site…

This link will transfer you to a site operated by one of our associates. This site is not operated by Hercules Credit Union and may have different privacy and security policies. If you choose to continue please review their policies once you arrive. Hercules CU can not be responsible for the content or activity of this site. Would you like to continue?

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When the time comes to buy your next car, we’ve got you covered. Designed just for our credit union members, AutoSMART is our powerful online car shopping website with tons of features to help you enjoy your car shopping experience.

Large Selection

Search from millions of vehicles

Credit Union Financing

Get pre-approval for credit union financing with us

Mobile Access

Search for cars anywhere, anytime, from and device

Search & Build Tools

Find the exact car you want using advanced search filters—or build it from scratch

VIN-Level Price Analysis

Find out a vehicle’s fair market pricing, plus your trade-in value, to get a great deal

DealerRater Reviews

Read honest opinions from real buyers to identify top local dealers.

Navigation to Auto Smart, a link to shop online for new and used autos.

AutoSmart Link

You’re Leaving our Site…

This link will transfer you to a site operated by one of our associates. This site is not operated by Hercules Credit Union and may have different privacy and security policies. If you choose to continue please review their policies once you arrive. Hercules CU can not be responsible for the content or activity of this site. Would you like to continue?

Continue     Cancel

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AutoSMART can help you make confident, smart buying decisions, and lead you to a great deal on the car you really want. If it’s out there, we’ll help you find it.

Check out our AutoSMART website today!

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Hercules First Federal CU

Mailing Address: P.O. Box 26977, Salt Lake City, UT 84126; CU Main Office: 3141 West 4700 South, Salt Lake City, Utah 84129; 1-801-968-9011   

 

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Federally Insured

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NMLS - #939496

 

Hercules Credit Union BBB Business Review

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Hercules CU Routing #:

324078776

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© 2021 Copyright Hercules First Federal Credit Union, All Rights Reserved.  * Annual Percentage Rate. On approved credit. See current rates and terms on the Rates and Disclosure Page. **Annual Percentage Yield. See Privacy Policy and all other Disclosures here.