Herculean Auto Loans – Rates are Down!
Get Excited About Lower Auto Rates!
It may be a good time to buy a new car or refinance your old one. Rates are down again.
For members with A+ credit, check out our latest rates HERE!
We have great rates for all members no matter your credit score. Apply online or give a loan officer a call today.
You can’t beat a Hercules Auto Loan!
- Herculean rate on both new and used cars and trucks
- Fixed rates
- Flexible terms
- Pre-approval available
- You don’t need perfect credit
- Apply online, in a branch or call us
Calculate a Loan Payment
Where does Hercules get his Financing?
For Herculean deals on auto loans, get your next auto financed at Hercules First Federal Credit Union. You’ll get a great rate, flexible terms, you don’t need perfect credit and we’re great to work with if you ever have to miss a payment or two.
Auto Dealer Option – It’s Convenient
You have the option and convenience of having the auto dealer do the paperwork on your loan. Just request they send it to Hercules First Federal Credit Union.
Remember to have the dealer send your loan to Hercules First Federal Credit Union! Also, you can shop online at most local dealers by clicking the “AutoSmart” link below.
- Best Auto Loans
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Where does Hercules get his Financing?
For Herculean deals on auto loans, get your next auto financed at Hercules First Federal Credit Union. You’ll get a great rate, flexible terms, you don’t need perfect credit and we’re great to work with if you ever have to miss a payment or two.
- Dealer Loans
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Auto Dealer Option – It’s Convenient
You have the option and convenience of having the auto dealer do the paperwork on your loan. Just request they send it to Hercules First Federal Credit Union.
Remember to have the dealer send your loan to Hercules First Federal Credit Union! Also, you can shop online at most local dealers by clicking the “AutoSmart” link below.
- Be AutoSmart
Shop for Your Dream Car with “Auto Smart”
Be AutoSmart
Be AutoSmart and shop for a new auto from home. You can access most Utah dealerships by clicking the link below.

When the time comes to buy your next car, we’ve got you covered. Designed just for our credit union members, AutoSMART is our powerful online car shopping website with tons of features to help you enjoy your car shopping experience.
Large Selection
Search from millions of vehicles
Credit Union Financing
Get pre-approval for credit union financing with us
Mobile Access
Search for cars anywhere, anytime, from and device
Search & Build Tools
Find the exact car you want using advanced search filters—or build it from scratch
VIN-Level Price Analysis
Find out a vehicle’s fair market pricing, plus your trade-in value, to get a great deal
DealerRater Reviews
Read honest opinions from real buyers to identify top local dealers.

AutoSMART can help you make confident, smart buying decisions, and lead you to a great deal on the car you really want. If it’s out there, we’ll help you find it.