Home Court Advantage
Keep Your Mortgage Close to Home!
There are numerous advantages getting a loan at Hercules Credit Union. Here are just a few:
- We will never sell your loan.
- Most mortgage companies sell your loan and you end up dealing with a bank out of state. Since we loan our own money, you’ll deal with us locally.
- Make your payments online or in person at one of our three branches.
- At times its nice to get information face to face and at Hercules First Federal Credit Union, we’re here locally to assist you.
- With in-house money to lend, we can tailor a loan to fit your needs. (Need a 17 or 29 year mortgage? We can do that.)
- Why not get a mortgage that matches the number of years you have until retirement? A 15 or 30 year mortgage doesn’t always make sense.
- Current Bonus – Get a Home Depot Gift Card with each loan
- $100 for loans < $50,000
- $200 for loans > $50,000
Full Service Mortgage Department…
The Credit Union has the advantage of having its own money to lend members so the Board of Directors and management decided to make this money available to our members using our EZ Mortgage program. It was designed specifically to help our members get FIXED RATE, SHORT & LONG-TERM Mortgages at an EXTREMELY LOW COST. This allows them to pay off their mortgages sooner and save thousands in interest.