Helping Members Take Charge of their Finances
At Hercules First Federal Credit Union, our mission is to help make your financial dreams come true. Managing your finances can be an overwhelming task and we want to help you make sense of it all. Our free Financial Education Center provides you with valuable financial tools in perfectly sized, easy-to-digest portions, most lasting between 5-10 minutes. Explore our interactive modules today and walk away with the knowledge you need to improve your overall financial well-being.
Hercules CU Looking Out for our Members
At Hercules First Federal Credit Union we’re not just a financial institution. We’re a cooperative that is own and operated by our members and we’re actually care about the financial well being of our members.
Getting Unbiased Financial Information
These days consumers have a difficult time getting the right kind of financial education that they deserve. Too often the advice we get is influenced by the financial incentives of the very person we are asked to trust with our money. Too often these “advisors” are simply “sales people” motivated to put us into products that make them the most amount of commission.
To help our members we’ve contracted with EverFi who for the bast 10 years have offered online education to numerous industries including credit unions.
Tools for Your Financial Life
- Money Basics for Members
- Loans & Payments
- Buying a Home
- Paying for College
- Planning for Retirement
There are numerous calculators to help you plan.
- Monthly Budget Tool
- Emergency Savings
- Life Insurance Planning
- Saving for Higher Education
- Student Loan Refinancing
- Mortgage Refinancing
- Debt Payoff
- Paying Debt vs. Investing
- Growing Your Investment
- Investing with your Health Savings Account
- Your Retirement Lifestyle
- Pre-tax vs. Roth Analyzer
- Roth Conversion Analyzer
- Borrowing from you Retirement Plan
- Planning for Retirement Expenses
- Withdrawals before Retirement
- Retirement Account Rollover
- Minimum Required Distributions
- Withdrawals in Retirement
- Budgeting Tool
- Pension Calculator